Trip Insurance

We know just how hard you have planned and saved for your upcoming trip, only to potentially have it disrupted by unexpected circumstances outside of your control. For these reasons and because in some cases your rental deposits are fully non-refundable we highly recommend that you consider purchasing one or more types of insurance to cover you for the unexpected.

Here are some examples of insurance options that we’ve found useful and those that are currently required by the Costa Rican government due to the global Covid-19 pandemic. Please note that we do not sell insurance ourselves. The links below will take you to third-party websites outside of our control.

Trip Cancellation Insurance

Secure your travel investment with a robust Trip Cancellation Insurance in case of death, illness or accident by you, your first-degree relatives or travel companions, which includes Covid-19. See coverage details and get a quote online at any of these insurance companies on the following links:

Damage Insurance

We offer you to reduce in half the required amount of security deposit when you purchase Damage Insurance to protect the property you will be renting from unforeseen accidents caused by you or someone in your party. It’s particularly recommended for:

  • Those traveling with children, groups, or pets
  • Those staying at luxury rentals
  • Those staying for an extended amount of time

If you are a US resident, you may purchase the following Damage Protection insurance alone (currently US$59 for up to US$1,500 of coverage) or in combination with Travel insurance, at the following link:

Please read the coverage details. Among other things, this insurance does not cover against grossly negligent or willful damage, and all property theft must be substantiated by a police report.

To apply for the reduced security deposit, please email us the proof of purchase receipt that clearly indicates the dates of stay. Please note that you are required to report to us any accidental damage as soon as it occurs. We will charge you for such damage and you will have to then submit the claim directly to the insurance company.

Costa Rica required Medical Insurance

Costa Rica’s government currently requires adult incoming foreign visitors who do not have a certificate of full vaccination (issued at least 14 days from their arrival to Costa Rica) to carry or to purchase on arrival medical insurance that will cover their medical expenses or their lodging expenses in case they fall ill and/or require to keep quarantine because of Covid-19. Please see the requirements in detail at the following link from the official site of the Tourism Institute of Costa Rica:

The insurance policy may be obtained from any international insurance company that meets the following requirements:

  • Valid for the entire stay in Costa Rica (coverage dates).
  • 50,000 USD for medical expenses, including those from COVID-19.
  • 2,000 USD for lodging expenses in the event of COVID-19 quarantine.

Make sure to request a certificate or letter from the insurance company, in English or Spanish, that indicates the following:

  • Traveler’s name.
  • Effective dates of the policy during the visit in Costa Rica (travel dates).
  • Guaranteed coverage of at least 50,000 USD for medical expenses in the event of contracting COVID-19 in Costa Rica.
  • Minimum coverage of 2,000 USD for lodging expenses due to quarantine or travel interruption.

The following international companies are offering medical insurance that is valid to comply with Costa Rica’s requirement for medical expenses and lodging expenses due to a medical quarantine: (USA)
(FRA, insures up to 69 years, Premium Option)

Otherwise, you may also purchase the insurance online from three Costa Rican based companies. See coverage details and get a quote online at the following links:

Sagicor (CR, private insurer):

BlueCross BlueShield (CR, private insurer):

INS (CR, state-owned insurer):